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The Story of the CW.S,

        differences, would be a stifling thing.  One may quote the humorous
        remark of a man about to be married:  " Quarrels ?  Of course, we
        shall have quarrels  ! We don't want a dull monotony."  Our main
        business in this world is not to conceal our natural differences, but
        to provide against inhuman modes of settlement.  And in all the
        issues between the C.W.S. and the societies which it has taken over
        democracy on this ground may claim a victory.  Practically the
        business of the C.I.S. was respected all along, and left uninjured by
        competition.  Its employees never were in fear of being thrown on
        the streets; the full-time agents were provided for; and it may not
        be too much to say that not a single person suffered any real
        hardship.  Yet the forces employed in deciding the issue were not
        essentially different from those used in commercial competition or
        actual war.  Battles are won by big battalions ; business rivals are
        crushed by the weight of superior capitals ; the miHtary commander
        and the business organiser both strive to bring to bear a more
        effective strength of numbers.  The leaders in these issues between
        co-operators did the same, with the difference that the hands held
        up  in support or opposition were not shot away, or thrown into
        idleness, but remained to grasp the right hands of adversaries.
           It has not yet been said that the settlement of the co-operative
        insurance  question  received an unexpected impetus from  the
        introduction and passage into law of the National Insurance Act.
        Not being represented in Parhament, co-operators as co-operators
        took no direct part in shaping this measure, and were unable to
        pronounce for or against it. The Joint Parliamentary Committee (of
        the Co-operative Union and the two Wholesale Societies) could only
        watch its progress and exert such influences as the leaders of the
        Women's Gufld also exercised in the interests  of married women
        co-operators, not quite without effect.  The official report to the
        Congress which met at Portsmouth in 1912, however, included a
        careful study of the scheme in its relation to co-operators, together
        with reasons for believing the two Wholesale Societies to be " the
        only existing co-operative agencies through which this scheme could
        be satisfactorily worked."  "  The only alternative," said the Parlia-
        mentary Committee,  "  would be the formation within the movement
        of an entirely new organisation."  But against the latter course the
        Congress already had pronounced.  At Bradford, in the previous year,
        the appointment of a committee to deliberate upon a Co-operative
        Friendly Society was advocated by Mr. Alfred Wood, with the
        result of a majority deciding against his proposal.  At a time of
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