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FOCUS ON BENEFITS 2020

Goodwill-Easter Seals Minnesota

All full-time benefit-eligible employees are automatically enrolled in basic
life insurance, basic accidental death & dismemberment (AD&D), short-
term disability (STD) and long-term disability (LTD) plans provided through
The Standard. GESMN pays 100% of the premium for you.

BASIC LIFE AND AD&D

You are covered for 1x your salary up to $50,000 maximum for the basic life
plan. You are also covered at the same amount for the AD&D plan. The
original amount of the Life and AD&D benefits will reduce as you age and
terminate upon your retirement or termination of employment. Be sure to
review or update your beneficiary information

SHORT-TERM DISABILITY

You can receive 60% of your earnings (up to a maximum weekly benefit of
$2500) in the event of a qualifying disability claim. Benefits begin the 8th
day of an accident or the 8th day of an illness for a maximum of 13-weeks.
Short Term Disability is provided through The Standard.

As part of the short-term disability (STD) insurance offering, The Standard
provides Health Advocacy Select, which helps employees manage their
health care during a short-term disability. The personal health advocate —
typically a registered nurse — can assist with a wide range of services such
as scheduling appointments, coordinating health care with providers and
specialists, managing out of pocket medical expenses, resolving medical
claims and billing issues, and finding resources for services that may not be
covered through health insurance. Personal health advocates are available
to all eligible employees who are out on a short-term disability claim
regardless of their occupation. Advocates are available Monday – Friday, 8
a.m. – 12 a.m. (midnight), Eastern time at 866-695-8622.

LONG-TERM DISABILITY

You may receive 60% of your earnings up to a maximum monthly benefit of
$10,000 in the event of a qualifying disability claim. Benefits may begin
after 90 days or after conclusion of STD benefit. Benefits can continue to
Social Security Normal Retire Age if you continue to be deemed disabled
according to the plan requirements.

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