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FOCUS ON BENEFITS 2020

        Goodwill-Easter Seals Minnesota




        OTHER VOLUNTARY BENEFITS


        HOSPITAL INDEMNITY COVERAGE

        Hospital Indemnity insurance through Cigna is designed to provide
        you and your family with additional financial protection in case of a
        hospitalization.  If you are hospitalized, you must file a claim with
        Cigna to receive the reimbursement amount illustrated below. The
        claim form is available on the Insider or at cigna.com under “Find a         HOSPITAL INDEMNITY RATES
        Form.”
                                                                                  Status                Per Payroll Rates
         Features                                                                 Employee                   $4.98
         Hospital Admission                           $1,000 per admission        Employee +Spouse           $10.80
         Hospital Chronic Condition Admission             $50 per day             Employee +Child(ren)       $9.97
         Hospital Stay                                   $100 per day             Family                     $16.62
         Hospital Intensive Care Unit Stay               $200 per day

         Hospital Observation Stay                   $100 per 24-hour period


        CRITICAL ILLNESS COVERAGE

        This coverage is designed to help offset the financial effects of a
        catastrophic illness with a lump sum cash benefit if you or a loved

        one are diagnosed with a covered critical illness. The critical illness
        benefit is based on the amount of coverage in effect on the date of
        diagnosis of a critical illness or the date treatment is received
        according to the terms and provisions of the policy.

        Features                               Percentage of benefits payable
        Cancer                                           100%
        Heart Attack                                     100%

        Stroke                                           100%
        Renal (Kidney) Failure                           100%

        Major Organ Transplant                           100%
        Paralysis                                        100%
        Amyotrophic Lateral Sclerosis (ALS)              100%
        Blindness                                        100%
        Coronary Artery Bypass Graft                      25%
        Carcinoma in situ                                 25%

        Rates are available through the enrollment portal.


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