Page 50 - The Insurance Times August 2025
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New Product Launches
Axis Max Life Integrated App with Immediate Payout: Income benefits begin within 7 days
of policy issuance.
Wellness Ecosystem (Max Fit)
Survivor Benefit: Benefits continue to nominees post
Policy & Wellness Hub: Manage all policies, claim track- death, without further premium from insured.
ing, premium payments, and beneficiary updates within
This plan supports long-term income, legacy, and retire-
the app.
ment planning.
Health Monitoring: Track steps, vitals, health scores,
access teleconsultations, and lifestyle insights. canarahsbclife.com+15ptinews.com+15Insurance
Asia+15
Rewards & Boosters:
5% premium discount in year 1 on enrolment. Aditya Birla Sun Life Super Term Plan
Wellness Booster accrual based on consistent par- Three Options:
ticipation. Level Cover: Lump sum/lump + monthly income.
Plan Add-Ons: Critical Illness & Disability Rider, Acci- Increasing Cover: SA increases 5% annually (simple
dental Death & Dismemberment Rider. interest).
Loan Facility: Policy loans available. Level with Return of Premium: All premiums re-
Nomination & KYC: Update details via voice or biomet- funded on survival.
ric login. Add-On Options: Terminal illness benefit, critical illness
Aligns with broader Secure Earnings & Wellness Advan- benefit, waiver of premium on disability, accidental
tage Plan combining guaranteed returns, life cover, and death rider.
wellness incentives. Life-stage Flexibility: Option to increase SA at key mile-
Angel One+15Axis Bank+15TaxTMI+15Google Play stones.
Eligibility: Entry age 1865, term up to 40 years, spe-
Canara HSBC Life SecureInvest ULIP cial discounts for females and salaried customers.
High Cover: Life cover up to 100× annual premium. Aditya Birla Sun Life Insurance+4Policybazaar+4Aditya
Birla Sun Life Insurance+4Aditya Birla Capital+1Aditya
Variants: Birla Sun Life Insurance+1
Choice: Constant sum assured + fund value at ma-
turity. Bajaj Allianz State-Specific Health Insur-
Forever: Protection until age 85 for legacy plan- ance Plans
ning.
Regional Tailoring: Premiums and cover designed
Fund Strategy: 12 fund options, six pre-defined portfo- around state-level healthcare costs and disease pat-
lio strategies, flexibility in switches and partial with- terns across 25 geographies.
drawals.
Sum Insured Options: Rs. 5 lakh to Rs. 20 lakh, in in-
Loyalty Features: Loyalty Additions from year 10; ma- dividual and floater variants.
turity booster at term-end.
Festival Benefit: Rs. 1,000/day for 10 days during local
Ideal for young investors seeking protection with festival hospitalizations.
growth potential.
Bonus/Incentive: No-claim bonus, wellness rewards,
canarahsbclife.com+6Insurance Business+6Insurance claim-free year boosts.
Asia+6Policybazaar+2Insurance Asia+2Yahoo Finance+2 Local Branding: Products marketed regionally (e.g.,
AapKe Liye, Mee Kosam, Apnar Jonyo).
Bandhan Life Centenarian Plan Angel One+4Bajaj Allianz General Insurance
Lifelong Protection: Coverage extends up to age 100. Company+4digitalhealthnews.com+4.
The Insurance Times August 2025 45

