Page 108 - Liability Insurance IC74

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supervision of trainers and bodyguards.

(vi) (a) Number of laboratories. (b) Measures taken to
prevent accident in laboratories.

(vii)(a)Whether outings (including Educational tours) are
arranged by the School/College and if so, how often.
(b) Procedure for taking the students for such
outings.

(viii) Teachers/Students ratio.

Q6. (a) Describe the cover under Workmen's
Compensation policy ?

Ans. The important provisions of the Act have a bearing on
Employers Liability Insurance. A thorough knowledge
of these provisions is necessary to understand the
coverage under the policy and the process of settlement
of claims.

According to Section 3 of the Act, the employer is liable
to pay compensation laid down in the Act if personal
injury is caused to workmen by accident arising out of
and in the course of this employment.

If the workman contracts any disease, specified in the
Act as an occupational disease, the illness is deemed to
be injury by accident arising out of and in the course of

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