Page 147 - Liability Insurance IC74

Guide for Liability Insurance

(iv) in respect of damage to property owned, leased etc
by the insured or in his custody. For this the insured
can avail of a separate material damage policy.

(v) war and kindred perils.
(vi) nuclear risks.
(b) Other policies available for coverage -
(i) Carriage of Effluents
(ii) Pollution Coverage
(iii) Earthquake Risk
(iv) Transporation
(v) Technical Collaborators

Q5. Define damages. Describe Special damages and
General damages. What is the distinction between
the two ?

Ans. Ref Q2(a) of Nov 2007 , Q2(c) of May 2008 & Q2(f)
of May 2009

'Damage' means the pecuniary compensation
irrecoverable by civil action for breach of contract or
for tort. General damages comprise damages for (i) pain,
suffering and distress.(ii) loss of enjoyment of life and
loss of amenities. (iii) loss of recreational ability and
(iv) loss of reduced expectation of life.

As per Court's directives, General damages can also be

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