Page 75 - Liability Insurance IC74
P. 75

Guide for Liability Insurance

    and other earnings separately for employees drawing
    Rs.4000 or more per month. This information is
    elicited separately for (a)clerical, (b)commercial
    travellers, (c)employees engaged with woodworking
    machineries and (d)other categories.

(iv) if the proposer wants to insured is liability to the
    workmen of contractors/subcontractors, then the
    following information is required - (a) name of
    contractors (b) nature of work sublet (c) estimated
    amount of contract labour only/labour and material.

(v) information required to ascertain if the premises are
    a 'factory' according to the Factories Act , and if
    there are boilers, are they registered under the Indian
    Boilers Act.

(vi) full particulars of any circular saws, or other
    machineries driven by steam, gas, water, electricity
    or other electrical power, any acids, gases, chemicals
    or explosives, if used.

(vii)details of past insurance history, total wages paid
    and accidents of employees during the past three
    years. Whether the accidents where fatal, or resulted
    into permanent or temporary disablement.

Sashi Publications - www.sashipublications.com  71

Copyright@ The Insurance Times. 09883398055 / 09883380339
   70   71   72   73   74   75   76   77   78   79   80