Page 77 - Liability Insurance IC74

Guide for Liability Insurance

Q1. Mention the items of information in a risk
assessment report for products liability insurance.

Ans. The information in a risk assessment report for products
liability are :
(i) Full description and details of Products with domestic
and export turnover.
(ii) Product Safety Control Programme .
(iii) Hazard Analysis, & Product Design.
(iv) Materials/components used in each product.
(v) Process of manufacturing.
(vi) Quality Control.
(vii)Packaging/Labeling.
(viii) Sales & Distribution.
(ix) Advice to customers in product use.
(x) Installation of the product by the Insured.
(xi) Customer complaints procedure.
(xii)Previous history of complaints.
(xiii) Management attitude, housekeeping and industrial
relations.
(xiv) Conclusions - General assessment of risk.

Q2. A civil action for negligence can succeed when 4

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