Page 56 - Marine Insurance IC67 EBOOK

u Medical Certificate issued by DGCA 2. The Insurance Cover

u Medical assessment report of DGCA Basic Coverage

u TMT& Blood Sugar (PP) The Policy covers crew against injury,

u Declaration by insured that he does not have disablement or death arising out of an accident
any knowledge of illness
caused by accidental, external and visible
u Enhanced CSI should not be more than 25% means while entering into alighting from or being
of the CSI in existing Policy
as pilot member of the crew or passenger in

Rating/Pricing any licensed standard type of aircraft anywhere

The rate is charged on the Capital Sum Insured in the world

All proposals should be referred to HO for approval Exclusions
of rates and terms.
Death/Bodily injury arising out of/traceable

l Suicide ,self
Age 18 to 40 yrs 41 to 45 yrs 46 to 50 yrs 51 to 56 yrs 57 to 60 yrs injury

Pilots 1.00% 1.00% 1.50% 1.75% 2.00% l Any breach of

Engineers 0.80% 0.80% 1.20% 1.40% 1.60% law by Insured
/Technicians l Any breach by

the insured of any

Excess/Deductibles air navigation/air worthiness orders

First 90 days as time excess from the date of l Insanity ,Insured being under the influence of

commencement of incapacity drugs/intoxicating liquor

4. Documents for Claims Settlement l Test flights

Claim form, Medical Reports, Discharge l Insured taking part in any military ,naval or

airforce operations
Certificate ,DGCA Certificate on incapacity to hold l Death /Bodily injury or any illness
Licence,Certificate from the employer on the last

use of the Licence Conditions
------------------------------------------------------------------------ Accidental death shall not be presumed by reason
only of the disappearance of the Insured Person
Aviation Personal Accident(crew
member)

1.Introduction 3. Underwriting Guidelines
l Duly completed proposals forms are to be

Product referred to HO, Technical for approval of rates /

A Policy designed to provide compensation to terms.

pilots and members of the crew against injury, l The proposal form should be duly
disablement or death arising out of an accident completed and should be checked for the
caused by accidental, external and visible following:
means while entering into alighting from or being u Make/Type of the Aircraft
as pilot member of the crew or passenger in u Engine Number and Type
any licensed standard type of aircraft anywhere u Year of Construction of Aircraft
in the world. Such risks are excluded under PA u Maximum Take off weight
Policies u Seating Capacity

Customer u Use of Aircraft
Pilots, Co Pilots, members of crew u Area of Operation

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