Page 55 - Banking Finance February 2026

EXAMS

5. Practice MCQs strategically At this stage:

Practising multiple-choice questions is essential, but it must Y Revisit marked sections in IIBF books
be done intelligently. Avoid random guessing or excessive Y Revise definitions, ratios, limits, and exceptions
test-taking without analysis.
Y Solve full-length mock tests under timed conditions
Best practice: Avoid starting entirely new topics close to the exam unless
absolutely necessary.
Y Attempt topic-wise MCQs after finishing each chapter
Y Analyse why an option is correct or incorrect 8. Exam-day strategy matters
Y Maintain an error notebook for recurring mistakes Many well-prepared candidates lose marks due to poor exam
This method strengthens weak areas and improves exam strategy.
temperament.
On the exam day:

6. Pay special attention to numericals Y Attempt familiar questions first
Many candidates fear numericals and either skip them or Y Do not spend excessive time on one question
postpone practice. This is a costly mistake. Numericals often Y Use elimination techniques for tricky MCQs
provide scoring opportunities if concepts are clear.
Stay calm and manage time evenly across the paper.
Tips for numericals: Conclusion
Y Understand the logic behind formulas
Clearing JAIIB and CAIIB is not about brilliance-it is about
Y Practise step-by-step calculations discipline, clarity, and smart preparation. Candidates who

Y Do not aim for speed initially; accuracy matters more respect the syllabus, focus on concepts, and practise
regularly almost always succeed.
With regular practice, numericals become predictable and
confidence-boosting.
With the right strategy, even first-time candidates can clear
these exams confidently. More importantly, the knowledge
7. Revise smartly in the last month gained through this preparation directly enhances
The final month should focus more on revision than new professional competence, making the effort worthwhile well
learning. beyond the examination hall.

RBI injects Rs 50,000-crore durable liquidity in banking system

via OMO purchases

The Reserve Bank of India (RBI) on January 12 have injected Rs 50,000 crore into the banking system through purchase
of government securities via Open Market Operation (OMO) Purchase.

The central bank purchased Rs 9,123 crore worth of 7.04% GS 2029 bonds, Rs 9,637 crore of 6.79% GS 2031, Rs 3,054
crore worth of 8.32% GS 2032, Rs 1,255 crore worth of 7.1% GS 2034, Rs 14,862 crore worth of 6.64% GS 2035, Rs
10,069 crore worth of 7.18% GS 2037, and Rs 2,000 crore worth of 7.3% GS 2053, RBI said in a release.
Currently, the banking system is estimated to be in surplus of around Rs 29,872.34 crore as on January 11, as per RBI
data. On December 23, the RBI had announced additional measures such as conduct of Open Market Operation (OMO)
purchase of governments securities and USD/INR Buy/Sell swap auction to inject durable liquidity to the banking system
after review of current liquidity and financial conditions.
The central bank said it will conduct Rs 2 lakh crore OMO purchase auctions of Government of India securities in four
tranches of Rs 50,000 crore each. These auctions will take place on December 29, 2025, January 05, 2026, January
12, 2026, and January 22, 2026, release said.

48 | 2026 | FEBRUARY | BANKING FINANCE