Page 29 - The Insurance Times November 2025

Chandra Bose, prayed the God: Look, I'm supporting greatest number of people". Where victories are celebrated
Germany and Japan and hence bless me with victory and losses are mourned together. That spirit of unity and
and the independence. safety is ignited by this patent. And that - that alone - is the
quintessence of this patent.
They all prayed the same God and as the God, I was con-
fused. Everybody wants victory and everyone has a differ- The Pessimistic Perspective:
ent perspective. All are praying for victory and all want the
A pessimist might ask: Hey Topspot Insurance Broking
others should be defeated. All believe that they are right. (insurancepe), owner of the patent, hang on a moment.
No one is thinking. No one is looking at the picture as a Your patent will make money only if there is no connection.
whole! Everybody thinks that they are doing the best for
Through this humane connection the society becomes a
their country, for the world, for the people!
better place to live.
The Safety Perspectives: In a place called a better place to live, there will be respon-

A similar situation is arising with insurance and safety. The sible driving and fewer or no accidents at all. If this hard-
salvage dealer, the insurance company, and the customer - fought dream becomes a reality, then what will happen to
everybody wants and prays for their own selfish benefit and you M/s Topspot Insurance Company (insurancepe)? How
their wish to be granted. They are not thinking of safety or will you make money? What will happen to your business?
the wellbeing of all. As God, when I introspect, I feel like an
idiot, for having accepted this thankless job! I tender my Where the mind is without fear and the head is held high,
resignation. I don't want to be God. I would rather be any- Where knowledge is free
thing but God.
Where the world has not been broken up into fragments
by narrow domestic walls;
Having said the above, in the imaginary situation con-
structed, neither the salvage dealer nor the insurance com- Where words come out from the depths of truth;
pany nor the client has thought of the society and its Where tireless striving stretches its arms towards
wellbeing. There is absolutely no connection between these perfection;
three; the connection of unity and oneness is utterly absent.
100 people coming together can at best be called a 'group', The answer can be given as follows: This patent will
not a society. However, if these people are sharing their cease to exist because society became a beautiful place
good and bad then it becomes a society. This sharing is ab- to live with no accidents and no salvage. Without accidents,
sent in the insurance business. Everybody wants their own the premiums are reduced. The people will become
profit, their own well-being, and nothing else. These people happy. People with accident disabilities walking around
want all others to go to hell, but themselves! This patent is will become history. No accident vehicles are found dis-
the hitherto connection between the dealer, the insurance carded on the shoulders of the road. Don't you want such
company, the customer and the society. This patent will kind of a society? Then we, the owners of this patent and
become a unifying bond of society - the group turns into a the patent itself - to borrow a phrase from Karl Marx - will
responsible society wanting "the greatest happiness of the wither away.

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The Insurance Times November 2025 27