Page 115 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

necessary to meet the requirements of the Motor
Vehicles Act……Liability as incurred

b. Damage to property of any person up to the limit
specified …Rs. 6000/-
1. In the case of goods vehicle, the owner of
the goods or his representative traveling with
the goods is also covered.

2. In the case of passenger service vehicles
(hire or reward), the passengers are also
covered.

3. In commercial vehicles employees connected
with the running of the vehicle i.e. driver,
conductor, loading/unloading operators are
entitled as per the Workmen's Compensation
Act.

c. Damage to property of any person up to the limit
specified.. Rs. 6000/-

B. Personal Accident to owner/driver
i) The owner of an insured vehicle is termed as owner

driver. This cover is provided to all individually
owned vehicles. Vehicles registered in the name of
a Company or organization do not have this cover.

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