Page 148 - Motor Insurance Ebook IC 72

The Insurance Times 35%
40%
Between 4 years and 5 years 50%
Between 5 years and 10 years
Over 10 years

Q8. Write short notes on:
1. Protection and Removal Costs 2.Authorization
for repair 3. Bonus Clause

Ans: 1. Protection and Removal Costs: If the motor car is
disabled by reason of loss or damage covered under the
policy, the insurer will bear reasonable cost of protection
and removal to the nearest repairers and of redelivery
to the insured but not exceeding in all Rs. 1500/- in
respect of any accident.

2. Authorization for Repair: The insured may authorize
repairs necessitated by damage covered under the policy,
provided that:
1. The estimated cost of such repairs does not exceed

Rs. 500/-

2. The insurer is furnished forthwith a detailed estimate
of the cost, and

3. The insured gives the insurer every assistance to
see that such repair sis necessary and the charge
reasonable.

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