Page 143 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

i) the property of the insured or any member of
the insured's family or household,

ii) caused by accidental external and visible means,
and

iii) occurring in or on the insured premises mentioned
in the policy,

Exceptions - This section is subject to following
exceptions: The Insurer shall not be liable to pay -
a) for loss of use, depreciation, wear and tear,

mechanical or electrical breakdowns, failures or
breakages,
b) for damage to tyres by application of breaks or by
puncture, cuts or bursts.

Excess - The indemnity under this section is subject to
an "excess" of Rs. 50/- any one accident or a number
of accidents arising out of one cause.

Limit of Liability for own damage.- The present Motor
Tariff provides for a limit of Rs. 30,000/- any one
accident.

Section II Liability to the Public Risks - This Section
indemnifies the Insured against all sums, including
claimant's costs and expenses, which the Insured shall
become legally liable to pay in respect of:

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