Page 177 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

Permanent total disablement 100% Loss of one limb
or sight of one eye 50% of sum insured.

The maximum sum insured for two wheelers is Rs.
1,00,000 and for private cars and commercial
vehicles Rs. 2, 00,000/

B. PA cover for persons other than owner-driver
This cover is available as an optional cover for all
personal traveling in the vehicle, subject to its
maximum carrying capacity. The cover can be
taken on named or unnamed basis for outsiders or
employees.

The maximum sum insured permitted is Rs. 2, 00,000
per person, in multiples of Rs. 10,000/-. The premium
is charged on the carrying capacity of the vehicle
and the sum insured selected. The scope of cover
is similar to PA cover for owner-driver.

C. Electrical /Electronic fittings:
All electrical and/or electronic items fitted on the
vehicle and not included in the manufacturers selling
price can be included for insurance. Each of these
items is to be specifically declared including value
for insurance. An additional premium will be
charged for the covers.

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