Page 179 - Motor Insurance Ebook IC 72
P. 179

Guide for Motor Insurance

    "other than for the purpose of driving tuitions" after
    the words "hire or reward."

G. Vehicle imported without custom duty
    Policies issued to cover imported vehicles
    belonging to embassies, consulates etc. where the
    import duty element is not included in IDV the
    premium chargeable under OD section is to be
    loaded by 30%

H. Legal liability to persons employed in connection
    with operation of the vehicle
    Liability to any paid driver or cleaner or conductor
    or persons employed in loading/unloading may be
    covered on payment of additional premium of Rs.
    25/- per employee. The premium is to be charged
    on the total number of such employees registered
    to be carried on the vehicle. The coverage is in terms
    of the Workmen's Compensation Act.
    a. Legal liability for accident to non-fare paying
            passengers including non-workmen
            employees.

b. Additional premium is charged to cover such
       category of persons. For goods carrying
       vehicles the additional premium will be Rs.
       50/- per person. For passenger carrying

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