Page 29 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

Trailers: Any truck, cart, carriage or other vehicle without
means of self-propulsion including agricultural
implements drawn or hauled by self-propelled vehicle.
Trailers can be covered under Motor Policies in the
following ways:

i) Policy Covering the Vehicle which will tow the trailer
may be extended to cover the Trailer(s) or

ii) A separate policy is issued to cover trailer(s) at the
prescribed rates, subject to the Trailer and the
Towing Vehicle being insured on identical terms with
the same Company.

(2) Public Passenger Service Vehicles;
Vehicles used for carrying passengers for hire or reward
with different carrying capacity with or without meter.
Three wheelers motorized vehicles are also part of this
class of vehicle. This also includes vehicles owned by
hotels and hired to guests.

For rating purposes, the vehicles classified as under:
i) Passengers Carrying Vehicles with Carrying

capacity up to 6 passengers.
ii) Three wheelers with a carrying capacity between

7 & 17 passengers.
iii) Other vehicles with a carrying capacity over 6

passengers.

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