Page 30 - Motor Insurance Ebook IC 72
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         Taxi Car: Includes
         i) Taxis or Private Car Type Vehicles plying for public

              hire.
         ii) Private Type Taxis let out on Private Hire direct

              from the Owner with or without meters and driven
              by the Owner or an employee of the Owner.
         iii) Private Car type vehicles let out on Private Hire
              and driven by the Hirer or any driver with his
              permission.
         iv) Private Car Type Vehicles owned by Hotels and
              hired by them to their guests.

         Miscellaneous and Special Type Vehicles: These are
         Ambulance, Breakdown Vehicles, Dumpers,
         Dispensaries, Excavators, Hearses, Plane loader,
         Tractors, Trailers, Refuse Carts, Mobile shops, Electrical
         Trolleys Footpath rollers etc. These vehicles are insured
         under commercial vehicle category since used for
         commercial purposes. However, the use of the vehicle
         may be confined to the business premises of the insured.

6. Types of Motor policies available in India?
Ans: In India, the prevailing motor insurance provides two

         types of policies viz.: liability only policy and package
         policy.
         a. Liability Only Policy: This policy covers the

              statutory liability required to be covered as per the

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