Page 393 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

4. No concession for "Vehicles Laid Up" is permissible
in respect of Trailers.

5. The following warranties are to appear on all policies
covering either the towing vehicle along with
Trailer(s) or Trailers(s) separately.

(a) " It is hereby understood and agreed that for the
purpose of application of Endorsement IMT-21
attached to and forming part of the above policy,
the towing vehicle and trailer(s) while attached
thereto shall be treated as a single unit."

(b) "Warranted that not more than ..... trailer(s) shall be
towed at any one time by the towing vehicle/s. It is
further warranted that the insurer shall not be liable
to indemnify the insured in connection with any
vehicle or trailer if a greater number of trailers in all
than is permitted by law are towed."

Q. 24. What is a Certificate? How is it different for
different types of motor vehicles?

Ans: This is the document evidencing that a motor vehicle is
insured against third party liability as required under the
Motor Vehicle Act, 1988. It is an offence to use a vehicle
without a proper certificate of insurance issued by an
authorized insure. The only exceptions are Government
vehicles and such other vehicles as may be specifically

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