Page 395 - Motor Insurance Ebook IC 72
P. 395

Guide for Motor Insurance

(b) Any other person who is driving on the Insured's
    order or with his permission-

Provided that the person driving holds or had held
and has not been disqualified from holding an
effective driving license with all the required
endorsements there on as per the Motor Vehicles Act
and the Rules made there under for the time being in
force to drive the category of motor vehicle insured
hereunder.

Q. 25. Write short note on following and support your
         contents with respective endorsement:
         a. Cover for vehicles imported without custom
             duty
         b. Vehicles requisitioned by the government
         c. Third party Property Damage Cover

Ans: 1. Cover for vehicles imported without customs duty:
              Policies issued to cover imported vehicles belonging
              to Embassies, consulates etc. where the import duty'
              element is not included in the IDV the premium
              chargeable under section - I ( loss of or damage to
              the vehicle insured )of the policy shall be loaded by
              30% Endorsement IMT - 19 is to be used.

         2. Vehicles requisitioned by Government: Vehicle
              requisitioned by the government are automatically

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