Page 71 - Risk Management in current scenario
P. 71

Net CF   175,212  379,079  386,643  379,275  373,159  387,250  391,719  391,296  393,827  387,879  377,176  416,492  (123,697)  (56,250)  (68,490)  (113,466)





             Surre-  nder  20,923  44,704  28,341  35,724  42,197  47,828  53,734  66,470  77,759  89,016  104,672  ---  ---  ---  ---  ---



             Survival  Benefit  Claims  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  335,927  335,927  335,927  335,927




             Death  Claim  10,144  9,521  9,393  9,726  10,019  10,279  10,501  10,697  10,877  11,048  11,220  11,383  ---  ---  ---  ---


             Renewal  Commi-  ---  21,172  7,591  7,180  6,788  6,414  6,058  5,720  5,397  5,090  4,798  4,520  ---  ---  ---  ---





             Initial  Commi-  ssion  148,250  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---



             Renewal  Expenses  ssion  613  4,630  4,409  4,431  4,455  4,476  4,495  4,514  4,532  4,548  4,563  4,574  2,490  2,420  2,347  2,271




             Initial  Expenses  160,700  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---  ---




             Gross  Interest  15,843  35,658  56,812  77,351  97,241  135,548  163,594  192,719  222,536  243,072  262,527  210,974  214,719  282,097  269,784  224,732



             Premium  Income  Income  500,000  423,449  379,565  358,985  339,377  320,699  302,912  285,977  269,856  254,510  239,902  225,995  ---  ---  ---  ---




             Year     1  2   3  4  5   6  7   8  9   10  11  12  13  14  15  16


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