Page 138 - Misc Ebook IC 78
P. 138
The Insurance Times
(v) Circumcision (until necessary for treatment of a disease
not excluded under the policy), vaccination or inoculation,
change of life, cosmetic or aesthetic surgery, plastic
surgery other than necessitated due to any accident or
illness, is excluded.
(vi) Cost of spectacles, contact lenses and hearing aids, etc
are termed normal maintenance expenses and are
excluded from the policy.
(vii) Dental treatment or surgery of any kind unless requiring
hospitalization, is excluded.
(viii) Convalescence (not a disease), general debility, run down
condition or rest cure, congenital (disease from birth,
hence pre-existing) external disease, or defects or
anomalies, sterility, venereal diseases (excluded on
grounds of public policy), intentional self injury and use
of intoxicating drugs/alcohols (excluded on grounds of
public policy), are all excluded.
(ix) AIDS (since it does not have any known treatment).
(x) Charges incurred at Hospital or Nursing Home primarily
for diagnostic, X-Ray or laboratory examinations studies
inconsistent with the treatment. This is excluded to
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