Page 138 - Misc Ebook IC 78
P. 138

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(v) Circumcision (until necessary for treatment of a disease
         not excluded under the policy), vaccination or inoculation,
         change of life, cosmetic or aesthetic surgery, plastic
         surgery other than necessitated due to any accident or
         illness, is excluded.

(vi) Cost of spectacles, contact lenses and hearing aids, etc
         are termed normal maintenance expenses and are
         excluded from the policy.

(vii) Dental treatment or surgery of any kind unless requiring
         hospitalization, is excluded.

(viii) Convalescence (not a disease), general debility, run down
         condition or rest cure, congenital (disease from birth,
         hence pre-existing) external disease, or defects or
         anomalies, sterility, venereal diseases (excluded on
         grounds of public policy), intentional self injury and use
         of intoxicating drugs/alcohols (excluded on grounds of
         public policy), are all excluded.

(ix) AIDS (since it does not have any known treatment).

(x) Charges incurred at Hospital or Nursing Home primarily
         for diagnostic, X-Ray or laboratory examinations studies
         inconsistent with the treatment. This is excluded to

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