Page 204 - Misc Ebook IC 78

The Insurance Times

(iv) Diseases or disorders from war and kindred perils
and nuclear weapons material are excluded.

(v) Circumcision (until necessary for treatment of a
disease not excluded under the policy), vaccination
or inoculation, change of life, cosmetic or aesthetic
surgery, plastic surgery other than necessitated due
to any accident or illness, is excluded.

(vi) Cost of spectacles, contact lenses and hearing aids,
etc are termed normal maintenance expenses and
are excluded from the policy.

(vii)Dental treatment or surgery of any kind unless
requiring hospitalization, is excluded.

(viii)Convalescence (not a disease), general debility, run
down condition or rest cure, congenital (disease from
birth, hence pre-existing) external disease, or
defects or anomalies, sterility, venereal diseases
(excluded on grounds of public policy), intentional
self injury and use of intoxicating drugs/alcohols
(excluded on grounds of public policy), are all
excluded.

(ix) AIDS (since it does not have any known treatment).

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