Page 205 - Misc Ebook IC 78

Miscellaneous Insurance

(x) Charges incurred at Hospital or Nursing Home
primarily for diagnostic, X-Ray or laboratory
examinations studies inconsistent with the treatment.
This is excluded to discourage the insured to undergo
any diagnostic tests just to take advantage of the
policy.

(xi) Expenses on vitamins and tonics unless forming pat
of treatment for injury or disease, as certifies by the
physician.

(xii)Treatment arising from or traceable to pregnancy,
childbirth including Caesarean section (unless
maternity benefit is covered).

(xiii) Voluntary termination of pregnancy within the first
12 weeks from date of conception.

(xiv) Naturopathy treatments.

Q4. Write a detailed note on Office Protection
Shield.

Ans. This policy offers coverage under 12 sections.
They are:
(i) Section I - Building including landlord's fixtures,
fittings, boundary wall and fences.

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