Page 27 - Misc Ebook IC 78
P. 27

Miscellaneous Insurance

having good dead bird disposal system i.e farms with
incinerator. (d)Farms with standard layout such as good
distance between sheds, fencing, wind breaker trees etc.
(d) Farms with sophisticated equipment i.e farms with
automatic feeders, waterers etc. (e) Farms with
mortality of less than 5% in previous batch. (f) Presence
of thermo regulators to control temperature and humidity.

(iv) Special Contingency Insurance - Ordinarily, the risk
         of Fire, Burglary and Accidents are taken care by
         separate policies and separate departments. However,
         the clients who desire to have all these risks in respect
         of their machineries and equipments or other properties
         covered under a single insurance policy, insurers issue
         Special Contingencies in the accident department.

The perils covered are Fire, Lightning, Burglary, and
Accidental external damages. Sometimes some other
perils can also be included. Generally though machineries
and equipments are covered, other properties can also
be included. If however, the property to be covered is
of fragile nature, an excess is imposed in respect of

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