Page 352 - Misc Ebook IC 78

The Insurance Times

damages, if any, as well as the proper size and
identification of the lead class.

Newly fitted glass is an undesirable risk to a residency
mainly on account of the shrinking, warping of the wood
work it takes time to settle and under the circumstances
may damage the glass. In this kind of situations cover
may be deferred for some time to allow for the
adjustments.

Vacant premises provide greater hazard since the
damage may be affected easily without detection
for a long time. The locality i.e whether it is (i) street
corner or (ii)slum area or (iii)disturbed localities with
children playing on the streets or hooliganism is
present or(iv) narrow thoroughfares with heavy
traffic.

Higher rates are often charged for the showrooms,
garages, jewellers etc. In case of the latter, the special
hazard arises from the possibility of damage in smash
and grab raids. The rate of premium depends on the

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