Page 392 - Misc Ebook IC 78
P. 392
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Q3.d) Which type of expenses are covered under the
Mediclaim policy when the person is
hospitalized?
Ans: The various heads under which the hospitalisation
expenses incurred are reimbursed are the following:
(i) Room, boarding expenses in the hospital or nursing
home.
(ii) Nursing expenses.
(iii) Surgeon, Anaesthesia, Medical Practitioner,
Consultants, Specialist Fees.
(iv) Anaesthesia, Blood, Oxygen, Operation Theatre
Charges, Surgical Appliances, Medicines and Drugs
Diagnostic Materials, X-Ray, Dialysis, Chemotherapy,
Radiotherapy, Cost of Pacemaker, Artificial Limbs
and cost of Organs and similar expenses.
Q4.a) The Mediclaim policy contains domiciliary
hospitalization insurance cover. What are the
main features of the same ?why is this policy
often deleted by the insurer ?
Ans: This insurance provides cover for medical treatment for
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