Page 395 - Misc Ebook IC 78

Miscellaneous Insurance

rewarding him with Bonus. Similarly Malus discourages
careless insured and guides them to be more careful in
future.

Q4.c) Give a gist of the policy named - Destination
India Policy?

Ans: This policy is also called Suhana Safar Policy. The
policy is designed for travelers within India. The
duration of the travel is up to 60 days. It covers transport
by any mode Rail/Road/Air/Water, including own
vehicle.

The coverages are Personal accident and
accompanied personal baggage loss of an insured
family. Personal Accident cover includes
reimbursement of reasonable actual emergency
expenses up to Rs.1000.

The cover begins from the scheduled date of departure
and terminates on the scheduled date of return or actual
date of return, whichever is earlier. Only one extension
within the original period of 60 days are allowed.

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