Page 46 - Misc Ebook IC 78

The Insurance Times

Q10. Describe the cover provided under Cattle
insurance and the relevant exclusions.

Ans. The Cattle Insurance policy provides indemnity
against death due to :
i. Accident(includingFire,Lightning,Flood,Inundation,
Storm, Hurricane, Cyclone, Tornado, Tempest and
Famine).
ii Diseases contracted or occurred during the policy
period.
iii. Surgical operations.
iv. Permanent Total Disability cover can be extended
on payment of extra premium : (a) In case of Milch
Cows which results in permanent and total incapacity
to conceive or yield milk. (b) In case of Stud Bulls
which results in permanent incapacity for breeding
purpose. (c) In case of Bullocks, Calves/Heifers
and Castrated male buffaloes which results in
permanent and total incapacity for the purpose of
the use as mentioned in the proposal form.

Transit Cover -
(i) For Scheme animals no extra premium is charged

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