Page 7 - Harrison Manufacturing Salary Continuance Insurance

SPECIFIC INJURIES COVERED UNDER THE POLICY

NOMINATED PAYMENT
SPECIFIC INJURY
PERIOD
Paralysis* 60 months

Loss of both feet or both hands # 24 months

Loss of any combination of two of:
• a hand 24 months
• a foot
• sight of an eye #

Loss of one leg or one arm # 12 months

Loss of one foot or one hand or sight in one eye # 12 months

Loss of thumb and index finger of the same hand # 6 months

Fractures of the:
^
• thigh or pelvis 3 months
• leg (between and not including the knee and foot), or knee cap 2 months
• upper arm including the elbow and shoulder bone 2 months
• skull (except bones of the nose or face) 2 months
• lower arm (including wrist but excluding the elbow, hand and fingers) 1.5 months
• jaw or collarbone 1.5 months

* Paralysis means the total and permanent loss of function of two or more limbs.

# Loss means either the:
• total & permanent loss of the use and control of the hand from the wrist, or foot from the ankle joint
• complete severance of the thumb and index finger from the first phalangeal joint
• irrecoverable total loss of an eye of the sight in an eye

^ Fracture means any fracture that requires a pin, traction, a plaster cast or other immoblising structure.

The diagnosis of the specific injury must be made by a specialist medical practitioner and
confirmed by the insurer’s medical adviser.
If the insured member is disabled at the end of the nominated payment period during which a
Specific Injury Benefit was paid and the benefit period had not ended, the insurer will waive the
waiting period for the disability benefit in respect of the insured member.

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