Page 8 - Harrison Manufacturing Salary Continuance Insurance

SUPERIOR POLICY FEATURES INCLUDED IN HARRISON MANUFACTURING’S SALARY
CONTINUANCE INSURANCE POLICY

ESCALATION BENEFIT RECOVERY ASSISTANCE BENEFIT
12 months after an insured member has been If you are receiving a Total Disability Benefit, and
continuously on claim for a disability benefit become totally and permanently disabled within
(including Specific Injury Benefits), the monthly 12 months of the date of disability, the insurer
benefit will be increased by the lesser of the will pay an additional lump sum amount as
annual CPI increase or 5%. The adjusted benefit indicated in the table below:
will be similarly increased upon the expiry of
each 12 month period for which an insured
member is continuously on claim for a disability AGE NEXT BIRTHDAY AMOUNT OF
benefit (including Specific Injury Benefit). AS AT THE DATE THE RECOVERY
YOU CEASED WORK ASSISTANCE BENEFIT
Up to age 56 $50,000
NURSING CARE BENEFIT
57 $45,000
An amount equal to 1/30 of the monthly benefit
is payable to you for each day, after the first 58 $40,000
three consecutive days, an insured member is: 59 $35,000
• totally disabled during the waiting period 60 $30,000
• confined to bed or hospitalised for more than 61 $25,000
three consecutive days on the advice of the
insured member’s medical practitioner, and 62 $20,000

• in receipt of full-time nursing care which is 63 $15,000
certified by the insured member’s medical 64 $10,000
practitioner as necessary for the treatment 65 $5,000
of the insured member’s disability, provided
the nursing care is performed by a registered
and qualified nurse who does not normally The Recovery Assistance Benefit is payable in
reside in the same household and who is not addition to any other benefits which may be
a relative of the insured member. payable under the policy.
The Nurse Care Benefit is payable for a
maximum of 30 days, or until the expiry of the
waiting period, whichever occurs first.

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