Page 4 - ACI World Wide Super and Insurance Booklet_July 2020
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04 | Making Possibilities Happen











            Super Plan Features







                  Investing through super is a tax-effective way to save and prepare for
                  your retirement. In fact, for many Australians, super could grow to be the
                  largest asset owned. So it’s important to understand how it works, and
                  how you can be in control of your super savings.




            MLC MySuper – Default Investment

            MySuper is the investment option where your super will be invested if you do not make an investment
            choice. You can find more information on the MLC MySuper investment option in the Welcome Kit available
            online once your account has been set up or via the MLC MasterKey Business Super Product Disclosure
            Statement.
            MySuper provides a mix of growth and defensive assets which changes depending on your age. When
            you’re younger you’ll be invested in more growth assets and from age 55, MLC will gradually decrease your
            growth assets and increase your defensive assets. MLC will make this gradual shift until you turn 65.



           MySuper Investment  100%-                                                                     Benchmark
                                                                                                         asset
                                                                                                         allocation
             50%-
                                                                                                         range


              0%-
                            Under 55           55              Age                65

                                                                                  Growth              Defensive
   1   2   3   4   5   6   7   8   9