Page 5 - ACI World Wide Super and Insurance Booklet_July 2020
P. 5

Making Possibilities Happen | 05




            MySuper uses a combination of three investment portfolios: MySuper Growth Portfolio, MySuper Conservative
            Growth Portfolio, and MySuper Cash Plus. For more information on the three investment portfolios, please
            refer to the Investment Menu within the the MLC MasterKey Business Super Product Disclosure Statement.



                               Under age 55               At age 60                  Age 65 and over


                             To outperform inflation, mea-  To outperform inflation,   To outperform inflation,
                             sured by the                measured by the            measured by the Consumer
              Investment     Consumer Price Index, by    consumer Price Index, by   Price Index, by 3% pa after
              objective      3.5% pa after investment    3.3% pa after investment   investment fees and taxes,
                             fees and taxes, over any 10   fees and taxes, over any 10  over any 10 year period.
                             year period.                year period.





                                   15%                         21%                        30%

              Benchmark
              asset                   85%                           79%                        70%
              allocation



                             Growth assets: 85%          Growth assets: 79%         Growth assets: 70%
                             Defensive assets: 15%       Defensive assets: 21%      Defensive assets: 30%


              MLC may
              adjust the
                             Growth assets: 65 - 95%     Growth assets: 60 - 90%    Growth assets: 53 - 80%
              assets
 Benchmark
 asset        allocation     Defensive assets: 5 - 35%   Defensive assets: 10 - 40%  Defensive assets: 12 - 39%
 allocation   within these
 range        ranges

              Minimum
              suggested
                               7 year
              time to invest
              Standard
              Risk Measure     High                       Medium to High             Medium to High
              (estimated       (between 4 and 5 years in   (between 3 and 4 years in   (between 3 and 4 years in
              number of
                               20 years)                  20 years)                  20 years)
              negative
              annual
              returns)



            Investment Choice

            You can change your investment options (balance / future contributions) online once your account has been
            set up. MLC offers a comprehensive range of investment options, with over 40 to choose from. MySuper
            is the investment option where your super will be invested if you do not make an investment choice. You
            can find more information on the MySuper investment option in the Welcome Kit available online once your
            account has been set up. Contact PSK Financial Services or refer to the MLC MasterKey Business Super
            Product Disclosure Statement for more information
   1   2   3   4   5   6   7   8   9   10