Page 8 - AS Harrison & Co Salary Continuance Insurance

Superior policy features included in A S Harrison & Co
Salary Continuance Insurance policy

Escalation Benefit Recovery Assistance Benefit
12 months after an insured member has been If you are receiving a Total Disability Benefit, and
continuously on claim for a disability benefit become totally and permanently disabled within 12
(including Specific Injury Benefits), the monthly months of the date of disability, the insurer will pay
benefit will be increased by the lesser of the annual an additional lump sum amount as indicated in the
CPI increase or 5%. The adjusted benefit will be table below:
similarly increased upon the expiry of each 12 month
period for which an insured member is continuously
on claim for a disability benefit (including Specific Age next birthday Amount of the
Injury Benefit). as at the date recovery assistance
you ceased work benefit

Up to age 56 $50,000
Nursing Care Benefit
57 $45,000
An amount equal to 1/30 of the monthly benefit
is payable to you for each day, after the first three 58 $40,000
consecutive days, an insured member is: 59 $35,000
• totally disabled during the waiting period 60 $30,000
• confined to bed or hospitalised for more than 61 $25,000
three consecutive days on the advice of the
insured member’s medical practitioner, and 62 $20,000
• in receipt of full-time nursing care which is 63 $15,000
certified by the insured member’s medical 64 $10,000
practitioner as necessary for the treatment of 65 $5,000
the insured member’s disability, provided the
nursing care is performed by a registered and
qualified nurse who does not normally reside in The Recovery Assistance Benefit is payable in
the same household and who is not a relative of addition to any other benefits which may be payable
the insured member. under the policy.

The Nurse Care Benefit is payable for a maximum
of 30 days, or until the expiry of the waiting period,
whichever occurs first.

08 | A S Harrison & Co