Page 39 - The-Mortgage-Maximiser-Method-by-Thomas-Ilinkovski
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/Ĩ LJŽƵ ĂƌĞ ŝŶƚĞƌĞƐƚĞĚ ŝŶ ƚŚĞ ƉƌŽƉĞƌƚLJ ĂŶĚ ǁŽƵůĚ ůŝŬĞ ƚŽ ŵĂŬĞ ĂŶ ŽīĞƌ ŽŶ ƚŚĞ
ƉƌŽƉĞƌƚLJ͕ LJŽƵ ĐĂŶ ĐŚŽŽƐĞ ƚŽ ŶĞŐŽƟĂƚĞ ďLJ ĐŽŶƚĂĐƟŶŐ ƚŚĞ ƌĞĂů ĞƐƚĂƚĞ ĂŐĞŶƚ
directly or through your solicitor.
^ŽŵĞ ƐŽůŝĐŝƚŽƌƐ ŽīĞƌ ƚŽ ŚĞůƉ ďƵLJĞƌƐ ĚƵƌŝŶŐ ƚŚĞ ŶĞŐŽƟĂƟŶŐ ƉƌŽĐĞƐƐ ƌĞŐĂƌĚŝŶŐ
ƐƟƉƵůĂƟŶŐ ƚĞƌŵƐ ĂŶĚ ĐŽŶĚŝƟŽŶƐ ŽĨ ƚŚĞ ĐŽŶƚƌĂĐƚ͘ ŽŶĚŝƟŽŶƐ͕ ĨŽƌ ĞdžĂŵƉůĞ͕
ŵŝŐŚƚ ŝŶĐůƵĚĞ ƚŚĞ ƌĞƋƵŝƌĞŵĞŶƚ ƚŚĂƚ ƚŚĞ ŐĂƌĂŐĞ ĚŽŽƌƐ ďĞ ĮdžĞĚ Žƌ ƐĞůůĞƌƐ
ƚĞƌŵŝƚĞͲƉƌŽŽĨ ƚŚĞ ƉƌŽƉĞƌƚLJ ďĞĨŽƌĞ ƐĞƩůĞŵĞŶƚ͘
Home prices research
tŚŝůĞ LJŽƵ ĂƌĞ ĚŽŝŶŐ Ă ďŝƚ ŽĨ ƐƵďƵƌď ƐƚĂůŬŝŶŐ͕ ĐŚĞĐŬ ŽƵƚ ŵĞĚŝĂŶ ŚŽŵĞ ǀĂůƵĞƐ
ƐŽ LJŽƵ ĐĂŶ ƐĞĞ ǁŚĞƌĞ ƚŚĞ ĂƐŬŝŶŐ ƉƌŝĐĞ ŽĨ ƚŚĞ ƉƌŽƉĞƌƚLJ LJŽƵ ĂƌĞ ĐŽŶƐŝĚĞƌŝŶŐ
ĨĂůůƐ ŝŶ ƌĞůĂƟŽŶ ƚŽ ƚŚĞƐĞ͘ ĞĂƌ ŝŶ ŵŝŶĚ ƚŚĂƚ ŵĞĚŝĂŶ ŚŽƵƐĞ ƉƌŝĐĞƐ ĐĂŶ ŇƵĐƚƵĂƚĞ
ƌĂƉŝĚůLJ ƵƉ Žƌ ĚŽǁŶ ďĞĐĂƵƐĞ ƚŚĞLJ ĂƌĞ ůŝƚĞƌĂůůLJ ǁŚĂƚĞǀĞƌ ƚŚĞ ŵŝĚĚůĞ ƉƌŽƉĞƌƚLJ
ǀĂůƵĞ ŝƐ ŽƵƚ ŽĨ Ă ŐƌŽƵƉ ŽĨ ƐĂůĞƐ ŽǀĞƌ Ă ƐĞƚ ƉĞƌŝŽĚ͘ &Žƌ ĞdžĂŵƉůĞ͕ ƐĂLJ ƚŚĞ ĨŽůůŽǁŝŶŐ
ƉƌŽƉĞƌƟĞƐ ǁĞƌĞ ƐŽůĚ ůĂƐƚ ƋƵĂƌƚĞƌ͗
Ψϭ͘Ϯ ŵŝůůŝŽŶ
Ψϭ͘Ϭϳ ŵŝůůŝŽŶ
Ψϵϵϯ͕ϬϬϬ
Ψϵϴϱ͕ϬϬϬ
Ψϲϴϱ͕ϱϬϬ
Ψϲϳϵ͕ϵϬϬ
Ψϲϱϴ͕ϬϬϬ
Ψϱϴϱ͕ϬϬϬ
ΨϱϲϬ͕ϬϬϬ
The median house price for that period is Ψϲϴϱ͕ϬϬϬ͘
Property Security
tŚĞŶ LJŽƵ͛ƌĞ ĂƉƉůLJŝŶŐ ĨŽƌ Ă ůŽĂŶ͕ ůĞŶĚĞƌƐ ǁŝůů ďĞ ĐŚĞĐŬŝŶŐ ƚǁŽ ĚŽĐƵŵĞŶƚƐ͗
• dŚĞ sĂůƵĂƟŽŶ ZĞƉŽƌƚ
• The Contract of Sale
dŚĞ ƉƌŽƉĞƌƚLJ ŝƐ ŽŌĞŶ ƌĞĨĞƌƌĞĚ ƚŽ ĂƐ ƚŚĞ ͚ƐĞĐƵƌŝƚLJ͛ and it is over the security
ƚŚĂƚ ůĞŶĚĞƌƐ ƌĞŐŝƐƚĞƌ ƚŚĞ ŵŽƌƚŐĂŐĞ ǁŝƚŚ ƚŚĞ ƐƚĂƚĞ Žƌ ƚĞƌƌŝƚŽƌLJ͘ dŚŝƐ ƉƌĞǀĞŶƚƐ
ƚŚĞ ďŽƌƌŽǁĞƌ ĨƌŽŵ ƐĞůůŝŶŐ ƚŚĞ ƉƌŽƉĞƌƚLJ ǁŝƚŚŽƵƚ ƚŚĞ ůĞŶĚĞƌ͛Ɛ ƉĞƌŵŝƐƐŝŽŶ͘ ǀĞŶ
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