Page 54 - April 2023 Issue.indd
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Alzheimer’s disease or related dementia   into law. This law included a provision
                                               living at home. Find out if you qualify   directing the state Medicaid agencies
                                               for this virtual MEMORI Corps research   (Department of Social Services) to
               Spot                            Medicine. This research study is off ering   beginning April 1,2023 for current
                                                                                 restart eligibility redeterminations
            Senior          study at the Johns Hopkins School of

                                                                                 Medicaid recipients. It’s important to
                                               Free Virtual companionship and
                                               personalized activities to people living   note that this ends the continuation
                                               at home with dementia. The goal is to   of coverage provisions that have been

                    Senior Moments
                                               test whether these kinds of services can   in place during the Public Health
                     by Mary Moran
                                               improve health and well-being. You can   Emergency (PHE) resulting from the
            Happy Spring! March proved to be   get involved and join the study in one of   Covid- 19 Pandemic.
            colorful with daff odils, forsythia, and   two ways. Healthy volunteers 55 years   In other words, now that the pandemic
            many trees budding, so now Caroline is   and older can participate as Companion   is over, Social Services will begin
            ready for the leaves to unfurl! Here’s a   Guides, and people diagnosed with   re-determining who qualifies and who

            friendly reminder to stretch those winter   dementia and their family caregiver   doesn’t for Medicaid. Know that even if
            stiff gardening muscles before tackling   living at home can join. Call 410-550-  you have received a new card or letter

            spring cleanup! Stretching before (and   6744 or visit MEMORI Corps online to   dated before the end of March stating
            after!) using the back, legs, and arms   learn more.
                                                                                 that your coverage will continue, the
            to prepare the body helps prevent
                                               During the Public Health Emergency   card and letter were most likely sent out
            muscle strain injury. Listen to your
                                               (PHE), individuals who would normally   on Public Health Emergency autopilot.
            body while enthusiastically raking and
                                               be terminated from Medicaid due to   Do not assume that your coverage will
            pulling out winter debris! Pace yourself

                                               turning 65, or timed out of disability   continue. The Appropriations act gives
            and remember to use proper body
                                               coverage, stayed on Medicaid during the   the DSS 12 months to sort through
            mechanics, cushions for kneeling, and if
                                               PHE.  This is because under the Families   this, but don’t play Russian Roulette

            possible, avoid repetitive movements. It
                                               First Coronavirus Response Act of 2021,   and assume they won’t get to you fi rst.
            is hard to avoid repetition when pulling
                                               the federal government directed the state   Be prepared that your coverage may be
            weeds and rolling up chickweed, but
                                               Medicaid programs to stop terminations   terminated due to changes in household
            fighting through the pain will turn a
                                               for Medicaid enrollees during the   income, changes in the number of
            small problem into a big one, so if your

                                               emergency. Therefore, the continuous   people in your household, assets, or
            body is telling you to stop, listen!  It’s not
                                               enrollment provision included those   other factors.
            a race, so set small goals to start, take
                                               on disability who would normally have
            short, frequent breaks, drink plenty of                              Please note that if you are 64 or under

                                               timed out of Medicaid after 24 months,
            water to stay hydrated, and enjoy the                                and have been on Medicaid but are not
                                               and those who would normally lose
            warmer temps!                                                        on Medicare, if that termination letter
                                               Medicaid due to turning 65.
                                                                                 comes, contact the Health Connection
            On another note, this may prove to be
                                               Fast forward to December 29,2022,   for health care options at 410-479-8004.
            an interesting opportunity for caregivers
                                               when the Maryland Consolidated
            who care for someone diagnosed with                                  During the Covid pandemic, those
                                               Appropriations Act of 2023 was signed
                                                                                 turning 65 who would normally lose
                          TURNING 65?                                            coverage, remained on Medicaid due
                                                                                 to PHE. Therefore, because federal
                                                                                 law prohibits the sale of supplemental
               Confused about all the Medicare Terms & Options?                  policies to Medicaid recipients, folks
                                   Let Me Help You!                              turning 65 were not able to purchase
                                                                                 supplemental plans during the PHE
                                                                                 using their age based “Guaranteed Issue
                          Anthony Insurance Services                             Rights”. FYI, Guaranteed Issue is also
                                                                                 called the “Medigap Protections Period”.
                          Ann M. Anthony                                         Here’s a quickie overview of Federally
                                                                                 Standardized Supplemental plans. Most
                    Specializing in Medicare Supplemental Plans,                 Supplemental/ Medigap Insurance plans
                                                                                 pick up the tab on coinsurances and
                  Medicare Advantage Plans, Medicare Part-D Plans,
                                                                                 copays that Medicare does not pay.
               Dental and Vision, Long Term Care, and Life Insurance             In 2023, the part “A” deductible for a
               Call Ann Today for an Appointment 410-708-0899 • anthonyins17@gmail.com
                                                                                 hospital stay is $1,660 per benefi t period
                           22850 Fleming Road, Denton, MD 21629
                                                                                 (essentially every 60 days for each new
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