Page 48 - May 2021 Issue.indd
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than vinegar and call the phone number   demographics, but it has certainly
                                               on the bill for help when needed!  muddied the waters for all patient’s when
                                                                                  it comes to understanding the billing
                                               Regarding Durable Medical Equipment:
                                               It must be prescribed by a doctor or   system. Furthermore, it has created an
                                               licensed health care provider such   absolute disaster for the uninsured who
                                               as a Physician’s Assistant or Nurse   are self-employed and cannot afford
                                               Practitioner for part “B” to pay.   the exorbitant monthly premiums
                                               Equipment can only be supplied by   and annual deductibles. Clinics and
             ASSISTED LIVING FACILITY          a certified Medicare DME supplier.   Doctors’ offices efforts to help defray
                                               Medicare will only pay accredited   some costs by offering income based
                      ĂŝůLJ  ĐƟǀŝƟĞƐ            suppliers for Durable Medical      sliding fee scales are great, but not all

                       RN on Call              Equipment, Prosthetics, Orthotics,   patients qualify. Think tradesmen with

                  ,ŽŵĞ  ŽŽŬĞĚ DĞĂůƐ͕           and Supplies. (DMEPOS)Two local    fluctuating incomes. Th ose uninsured,
                   ^ŶĂĐŬƐ Θ  ĞǀĞƌĂŐĞƐ          CMS certified suppliers who accept   who do not qualify for federal and
                 >ĂƵŶĚƌLJ Θ ,ŽƵƐĞŬĞĞƉŝŶŐ        Medicare Assignment and are DEMPOS   state programs or sliding fee scales, are
                   >ŝĐĞŶƐĞĚ ƚŽ WƌŽǀŝĚĞ         accredited are Lincare and Hills Drugs,   paying service fees that bean counters
                    ĂƌĞ ĨŽƌ >ĞǀĞůƐ ϭ͕Ϯ͕ϯ       but there are more. Should you decide to   inflate to offset the big reductions in
                                                                                  compensation offered by Medicare and

                      DĞŵŽƌLJ  ĂƌĞ              go another route be sure to confi rm that   other Health Care Insurers. Th e higher
              ^ƉĞĐŝĂů  ŝĞƚ Θ  ŝŶŝŶŐ  ƐƐŝƐƚĂŶĐĞ  they are DMEPOS accredited meaning   their standard fees are, the less health
              WŽƐƚͲƌĞŚĂďŝůŝƚĂƟŽŶ WĂƌƚŶĞƌƐŚŝƉƐ   they’ve been vigorously vetted by CMS   professionals lose when the economic
               ǁŝƚŚ  ŽĐƚŽƌƐ ĂŶĚ dŚĞƌĂƉŝƐƚƐ     and have met the 42-code set of Federal   dust settles. This does not help the
                                               regulations. Verify that they have a CMS
                    ĂŶĚ ŵƵĐŚ ŵŽƌĞ͘͘͘                                              uninsured carpenter’s wife who has strep
                                               supplier number, or you could get stuck
                www.arcadia-living.com         with the full cost of equipment.   throat and is charged $175 to walk in
                                                                                  the door so she can pay for a strep test
                   Arcadia of Denton           Examples of DME include reusable   and get antibiotics. On the other hand,
                     701 S. 5th Ave            equipment such as in-home hospital   Medicare is a slow payer so doctors can
                  (Formerly Gables at Caroline)
                                               beds, including pressure reducing beds,   wait months to be reimbursed for their
              Come Home to Arcadia             mattress overlays to prevent bed sores,   services. Corporate Medicine and Big
                                               continuous passive motion machines,   Insurance have everyone dancing to
                                               bed side commodes, non-electric    their tune… it’s a real Catch 22, folks!
            Medicare, Medicare with a supplemental   wheelchairs, walkers, (note that MC

            policy, Medicare Advantage, which is   will not cover both, it is either/or for   Those under 65 who are not on Medicare
            QMB beneficiaries only here on the   wheelchairs and walkers) manual   and are not insured by an employer
            shore, employer insurance, or another   Hoya or stand assist lifts. Note that   should investigate the Maryland
            insurer, be sure to read your insurance   the mechanical part of a lift chair is   Health Connection for information
            statements and billing carefully.     considered DME, but the entire chair   about the Premium Tax Credit. This
            Mistakes made with the wrong billing   is not. Other examples of DME are   is a subsidy/discount program that
            code can cause a covered procedure   Nebulizer machines and some nebulizer   is based on the number of people in
            to be denied because it was coded   meds, CPAP machines, oxygen       your household vs. household income
            incorrectly. This can be very costly to the   equipment and accessories, infusion   and enables enrollment into a private


            beneficiary if the error is not found and   pumps and supplies for certain drugs,   insurance plan. A family of four can
            reported early on to the doctor’s offi  ce   blood sugar monitors, and glucose test   make anywhere from $24,300 to $97,000
            or facility for correction. Bottom line is   strips. Remember that if you rent the   to qualify. The discount is applied to
            all those who are dependent on Health   equipment, the DME supplier is required   your monthly insurance premium.
            Insurance should read their bills and   to maintain or replace faulty equipment   Normally, Open Enrollment for this
            statements carefully and wait until the   for the specified time of the rental.  Th ere   program is November 1-December 15,

            billing process is complete before paying   are rental guidelines and limitations set   but due to Covid, enrollment has been
            for service. Most medical facilities are   by Medicare so familiarize yourself with   extended until August 15. Call Tina
            honest and when billing errors occur   those and discuss your needs with your   Hyde at 443-477-0085 or go to www.
            the billing department employees will do   doctor before he writes the order.  If   marylandhealthconnection.gov for
            their best to straighten out a billing issue.   you choose to own it, maintenance and   information and to enroll.

            They understand that no one wants to   repairs are on you.            Enjoy the gift of Spring and don’t forget

            pay more than they are obligated to pay                               the sunscreen!

            and will backtrack  records to verify   The partnership of Corporate Medicine
            the procedure and correct the error.   and Big Insurance has expanded
            Remember that you get more with sugar   health care coverage for many diff erent
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