Page 9 - Wallet Factory Deck
P. 9

e-Wallets service (Digital wallet platform)











                                                                from Wallet Factory                                 (cloud-based or on-premise)
             (for customers and business)
                                                                 E-WALLETS                                    DIGITAL WALLET PLATFORM



                     PAYMENTS                        Onboarding and KYC       Payments, transfers    Top-ups / withdrawals   Transactions    Marketing
                                                     ▪ Self-onboarding (customers,   ▪ P2P transfers  ▪ Cash-in and cash-out via cash   ▪ Wallet types and   ▪ Notifications
                                                       merchants' and cash agents'                    agents                   transaction rules
                                                                              ▪ R2P (requests to pay)                                        ▪ In-app banners
                                                       personnel)
                                                                              ▪ QR code payments (P2M)  ▪ Payment card tokenization   ▪ Fees   ▪ Referral
                      REWARDS                        ▪ Business partners web                          (integration)            management     program for
                                                       onboarding             ▪ EMV QR (integration)
                                                                                                     ▪ Bank accounts (integration)  ▪ Limits   customers
                                                     ▪ Branches and staff     ▪ Payments via shared link                       management
                                                                                                     ▪ ATM cash-out (integration)            ▪ Motivational
                                                       management             ▪ Receipts
                                                                                                     ▪ eMoney distribution between   ▪ AML, anti-fraud,   program for
                   MARKETPLACE                       ▪ Bulk registration      ▪ Refunds               wallets                  black lists    merchants
                                                     ▪ Multi-level KYC        ▪ Utility payments     ▪ Settlement on bank account  ▪ Multi-currency  ▪ Customer
                                                     ▪ Customer identification via   ▪ Payroll       ▪ Accounting, reporting and   ▪ Reporting  support via
                                                       3rd party API                                                                          messengers
                                                                              ▪ Split the bill        operational activity
              Customer wallet (end users)            ▪ KYC officer's verification   ▪ Favorites
                                                       interface
                                                                              ▪ Cashbacks, tips
                                                     ▪ PIN or password change,
              Business wallet (merchants, agents)
                                                       access restore
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