Page 182 - Hollard Business Branch Policy Wording

Enroute In-Car Insurance
7. the Insured being under the in uence of drugs or narco cs at the me of the Motor-Vehicle Accident unless such drugs or narco cs were administered by a quali ed medical prac oner or prescribed by and taken in accordance with the direc ons of a medical prac oner;
8. the Insured driving a Motor-Vehicle with more than the legal limit of alcohol in his/her blood;
9. or caused by or contributed to by any psychiatric, mental or nervous condi ons of any kind, including mental impairment and psychopathic disorders, depression, major a ec ve disorders, psycho c and neuro c condi ons and all stress and anxiety related disorders other than bene ts provided under Extension 5 Trauma counselling;
10. or caused by or contributed by any congenital condi on.
Hollard Business Policy – Branch – Version 1 2018 Page | 181