Page 184 - Hollard Business Branch Policy Wording

Enroute Motorcycle Insurance
Schedule
the Schedule to this Policy wording which forms part of and is issued in accordance with the Policy wording
Territory
the Republic of South Africa, Angola, Botswana Kenya, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Tanzania, Uganda, Zambia and Zimbabwe
Loss of Eye
permanent and total loss of or loss of sight in an eye
Loss of Speech or Hearing
total and irrecoverable loss of speech or hearing
PERMANENT DISABILITY
Bodily Injury Resul ng in:
% of maximum Permanent Total Disability in the Schedule
A. Permanent Total Disability
100% (one hundred percent)
B. Permanent and total loss of:
a) speech
b) hearing in both ears
c) hearing in one ear
d) sight in both eyes
e) sight in one eye
f) one or both arms
g) one or both legs
h) one arm and one leg
i) both hands
j) one hand
k) both feet
l) one foot
m) one hand and one foot
n) four ngers of either hand
o) thumb of either hand
p) any other nger of either hand
q) all toes on one foot
r) great toe of either foot
s) any other toe
100% (one hundred percent) 100% (one hundred percent) 25% (twenty ve percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 70% (seventy percent) 30% (thirty percent)
5% ( ve percent)
30% (thirty percent) 10% (ten percent)
2% (two percent)
Permanent disability not speci ed herein
the % which in the opinion of the Company is consistent with the above bene ts in so far as possible.
PROVISIONS
The insurance provided in this Sec on is subject to the following:
1. The Company will not be liable to pay for Death, Permanent Total Disability, or Medical Expenses resul ng from a Motorcycle Accident or series of Motorcycle Accidents arising from one cause in respect of any one Insured Person, more than the applicable Bene t payable for Death or Permanent Total Disability (whichever is the higher). Medical Expenses bene ts shall be paid in addi on thereto subject always to the policy limits stated in the Schedule.
2. The Company will not be liable for more than R30 000 (thirty thousand Rand) in respect of Death bene ts for an Insured under the age of 16 (sixteen) years.
3. The Insured Person shall not be insured under more than one En-Route Motorcycle Insurance Policy with the Company. However, if an Insured Person is covered by more than one En-Route Motorcycle Insurance Policy with the Company, only the En-Route Motorcycle Insurance Policy with the highest bene t will be called upon to indemnify the Insured Person, but subject always to the Terms and Condi ons of that Policy.
Hollard Business Policy – Branch – Version 1 2018 Page | 183