Page 2 - 2015 Enrollment Guide
P. 2
2 Table of Contents
Table of Contents
Introduction 3
+ What You Need to Know for 2015 Annual Open Enrollment
What’s Changing for Medical Coverage in 2015 4
Comparing Your 2015 Medical Plan Options 5
Comparing Your 2015 Prescription Drug Benefits 6
Cigna Choice Fund Health Savings Account (HSA) 7
HRA/HSA/FSA Comparison Chart 8
Additional Benefits Information
+ Enhancements to the Dependent Life Plan 9
+ New Rate for MetLaw
+ What is Not Changing in 2015
Annual Open Enrollment Meetings 10
Who To Call 11
IMPORTANT: This Guide serves as a convenient reference tool, but complete descriptions are contained in the official plan
documents, insurance certificates and summary plan descriptions (SPDs). This Guide also describes important changes to the
benefits effective January 1, 2015, and is a summary of material modifications to the SPDs. The terms of this Guide supersede the
terms of the SPDs to the extent of any direct inconsistency, until each SPD is updated for 2015. The Company reserves the right to
modify, amend, suspend or terminate any benefit or contribution requirement at any time.
Table of Contents
Introduction 3
+ What You Need to Know for 2015 Annual Open Enrollment
What’s Changing for Medical Coverage in 2015 4
Comparing Your 2015 Medical Plan Options 5
Comparing Your 2015 Prescription Drug Benefits 6
Cigna Choice Fund Health Savings Account (HSA) 7
HRA/HSA/FSA Comparison Chart 8
Additional Benefits Information
+ Enhancements to the Dependent Life Plan 9
+ New Rate for MetLaw
+ What is Not Changing in 2015
Annual Open Enrollment Meetings 10
Who To Call 11
IMPORTANT: This Guide serves as a convenient reference tool, but complete descriptions are contained in the official plan
documents, insurance certificates and summary plan descriptions (SPDs). This Guide also describes important changes to the
benefits effective January 1, 2015, and is a summary of material modifications to the SPDs. The terms of this Guide supersede the
terms of the SPDs to the extent of any direct inconsistency, until each SPD is updated for 2015. The Company reserves the right to
modify, amend, suspend or terminate any benefit or contribution requirement at any time.
