Page 3 - Example
P. 3
Contents
Eligibility and Enrollment .............................................................................................................2
How to Enroll .................................................................................................................................3
Qualifying Life Events ...................................................................................................................3
Medical Beneits ............................................................................................................................4
Summary of Medical Beneits ......................................................................................................5
Prescription Drugs ........................................................................................................................8
Who pays for your medical beneits? ..........................................................................................8
Claim Comparison: Choosing the Right Plan .............................................................................9
Health Savings Account.............................................................................................................. 11
Flexible Spending Accounts (FSAs) ..........................................................................................12
Healthcare Flexible Spending Account (HCFSA) ....................................................................13
Dependent Care Flexible Spending Account (DCFSA) ............................................................15
Dental Beneits ............................................................................................................................18
Vision Beneits .............................................................................................................................20
Life and Accidental Death & Dismemberment (AD&D) Insurance ..........................................21
Disability Beneits .......................................................................................................................22
Short Term Disability (STD) ........................................................................................................22
Long Term Disability (LTD) .........................................................................................................23
401k Plan ......................................................................................................................................25
Company Match ...........................................................................................................................26
Commuter Beneits .....................................................................................................................28
Other Beneits ..............................................................................................................................29
Employee Assistance Program (EAP) .......................................................................................30
Beneits Discounts ......................................................................................................................32
Leave Beneits .............................................................................................................................33
Contact Information ....................................................................................................................34
Beneits Terminology ..................................................................................................................35
Additional Information ................................................................................................................36
IMPORTANT: This Employee Beneits Guide provides only a summary of your beneit plans. While every effort is made to ensure
that this information is accurate, the actual policies will always determine your eligibility and the beneits for which you or your family
members are eligible. Policy exclusions are not detailed in this guide. GLG reserves the right to change or terminate its beneit plans
at any time. The terms of your beneit plans are governed by legal documents, including insurance contracts. Should there be any
inconsistencies between this guide and the legal plan documents, the plan documents are the inal authority. The legal information
provided within this guide is of a general nature and cannot substitute for the advice of a licensed professional, i.e., by a competent
authority with specialized knowledge who can apply it to the particular circumstances of your case. For more detailed beneit
information, contact HR Support to request a more detailed Summary Plan Description (SPD).
Eligibility and Enrollment .............................................................................................................2
How to Enroll .................................................................................................................................3
Qualifying Life Events ...................................................................................................................3
Medical Beneits ............................................................................................................................4
Summary of Medical Beneits ......................................................................................................5
Prescription Drugs ........................................................................................................................8
Who pays for your medical beneits? ..........................................................................................8
Claim Comparison: Choosing the Right Plan .............................................................................9
Health Savings Account.............................................................................................................. 11
Flexible Spending Accounts (FSAs) ..........................................................................................12
Healthcare Flexible Spending Account (HCFSA) ....................................................................13
Dependent Care Flexible Spending Account (DCFSA) ............................................................15
Dental Beneits ............................................................................................................................18
Vision Beneits .............................................................................................................................20
Life and Accidental Death & Dismemberment (AD&D) Insurance ..........................................21
Disability Beneits .......................................................................................................................22
Short Term Disability (STD) ........................................................................................................22
Long Term Disability (LTD) .........................................................................................................23
401k Plan ......................................................................................................................................25
Company Match ...........................................................................................................................26
Commuter Beneits .....................................................................................................................28
Other Beneits ..............................................................................................................................29
Employee Assistance Program (EAP) .......................................................................................30
Beneits Discounts ......................................................................................................................32
Leave Beneits .............................................................................................................................33
Contact Information ....................................................................................................................34
Beneits Terminology ..................................................................................................................35
Additional Information ................................................................................................................36
IMPORTANT: This Employee Beneits Guide provides only a summary of your beneit plans. While every effort is made to ensure
that this information is accurate, the actual policies will always determine your eligibility and the beneits for which you or your family
members are eligible. Policy exclusions are not detailed in this guide. GLG reserves the right to change or terminate its beneit plans
at any time. The terms of your beneit plans are governed by legal documents, including insurance contracts. Should there be any
inconsistencies between this guide and the legal plan documents, the plan documents are the inal authority. The legal information
provided within this guide is of a general nature and cannot substitute for the advice of a licensed professional, i.e., by a competent
authority with specialized knowledge who can apply it to the particular circumstances of your case. For more detailed beneit
information, contact HR Support to request a more detailed Summary Plan Description (SPD).
