Page 19 - 2015 DAN Benefits Guide
P. 19
Dentsu Aegis Network (DAN)







Disability Beneits


Short Term Disability STD Schedule of Beneits Based on Length of
Short-Term Disability (STD) provides you with a percentage of your weekly Service
income while you are out of work following a non-work related accident or Years of Service Number of Weeks
Covered (includes
illness. DAN ofers a STD plan at no cost to you. Those eligible will receive eliminaion period)
an STD beneit equal to 100% of their weekly earnings and are eligible to Less than 1 year 4 weeks
receive this beneit for up to 26 weeks based on length of service. Your 1 year but less than 2 8 weeks
STD beneit is ofset by any FMLA or state mandated disability beneits 2 years but less than 3 12 weeks
received. See the STD schedule of Beneits chart for addiional details. 3 years but less than 4 16 weeks
4 years but less than 5 20 weeks
Long Term Disability 5 years or more 26 weeks

Long-Term Disability (LTD) protects your income by providing you with
a percentage of your income while you are disabled. DAN provides an Long Term Disability Example
LTD beneit at no cost to you. In the event of an illness or accident that Opion Opion
requires a lengthy recovery, you may be eligible for a tax-free beneit equal A— B—
to 60% of your monthly salary up to a maximum of $15,000 per month. Company Employee
You are eligible to receive this beneit unil you reach Social Security Paid LTD Paid LTD
Normal Reirement Age. Please keep in mind, this beneit is ofset by any Employee Salary $50,000; tax bracket:
25%
other beneits received. Annual Premium $690 $690

Employee $0 $690
You have the opion of paying 100% of the LTD premium now. This tax Contribuion
advantaged feature will provide you with an addiional annual beneit if Employer Cost $690 $0
you become disabled. Employee Consideraions:

Beneits taxable? Yes No
Annual Net Beneit $22,500 $30,000
Addiional Annual $0 $7,500
Beneit Provided at
Time of Disability








When scheduling a short term
disability leave please remember you
must notify your Human Resources
Department within 30 days of your
disability effective date.








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