Page 23 - 2015 DAN Benefits Guide
P. 23
Dentsu Aegis Network (DAN)
Voluntary Group Beneits
Critical Illness, Group Accident, and Hospital
Insurance
Important! You may only elect coverage under a voluntary
group benefit plan during open enrollment by accessing the
The Hospital Insurance program pays
enrollment page at a cash beneit to you for covered
www.DANbenefitsplus.com. hospital stays, outpaient surgery costs,
If you’re concerned about the inancial impact large medical expenses can intensive care stays, and post hospital
have on you and your family if you or they are diagnosed with a serious skilled nursing facility care. This cash
illness or sustain a serious injury, consider enrolling for Criical Illness, payment can be used however you
Group Accident, or Group Hospital Insurance coverage from AFLAC. choose.
The Criical Illness group plan pays a lump-sum beneit if a covered person MetLaw Legal Plan
is diagnosed with a heart atack, stroke, cancer, or needs coronary artery
bypass surgery or a major organ transplant. It can help cover out-of-pocket Another group plan you may consider
medical expenses for treatments that aren’t covered by your medical plan joining is the group legal plan, which is
such as deducibles and coinsurance. administered by MetLife.
You may choose group Criical Illness insurance as follows: This plan helps you resolve a wide
range of issues such as personal will
X Employees—can be elected in increments of $5,000 up to $50,000 preparaion, purchase or sale of a
($30,000 is guaranteed issue, any elecions over $30,000 subject to primary residence, and much more.
medical underwriing approval) You’ll receive telephone advice and
X Spouses—coverage available up to a maximums of $30,000 subject to oice consultaions with a network
atorney of your choice. Coverage
medical underwriing approval under the group legal plan is provided
X Children—coverage available up to a maximum of 50% of employee to you, your spouse/domesic partner,
only elecion and your children.
In addiion, the Group Accident insurance plan helps ofset your out-of-
pocket expenses in the event of an accident, such as copays, coinsurance, If you enroll in any of the voluntary
and other medical expenses. You may elect the following Group Accident group beneits, you’ll pay the full cost
insurance (without any need to provide proof of good health). of your coverage by payroll deducion
based on the coverage you elect.
X Employee—up to $50,000
X Spouse—$25,000 Did You Know?
X Child(ren)—$5,000 An unintenional-injury death occurs every four
X $50 wellness credit if received annual physical minutes and a disabling injury every second, and
88% of heart atack vicims under age 65 are able
to return to their usual work (Source: 2009 Heart
and Stroke Staisical Update, American Heart
Associaion).
23
Voluntary Group Beneits
Critical Illness, Group Accident, and Hospital
Insurance
Important! You may only elect coverage under a voluntary
group benefit plan during open enrollment by accessing the
The Hospital Insurance program pays
enrollment page at a cash beneit to you for covered
www.DANbenefitsplus.com. hospital stays, outpaient surgery costs,
If you’re concerned about the inancial impact large medical expenses can intensive care stays, and post hospital
have on you and your family if you or they are diagnosed with a serious skilled nursing facility care. This cash
illness or sustain a serious injury, consider enrolling for Criical Illness, payment can be used however you
Group Accident, or Group Hospital Insurance coverage from AFLAC. choose.
The Criical Illness group plan pays a lump-sum beneit if a covered person MetLaw Legal Plan
is diagnosed with a heart atack, stroke, cancer, or needs coronary artery
bypass surgery or a major organ transplant. It can help cover out-of-pocket Another group plan you may consider
medical expenses for treatments that aren’t covered by your medical plan joining is the group legal plan, which is
such as deducibles and coinsurance. administered by MetLife.
You may choose group Criical Illness insurance as follows: This plan helps you resolve a wide
range of issues such as personal will
X Employees—can be elected in increments of $5,000 up to $50,000 preparaion, purchase or sale of a
($30,000 is guaranteed issue, any elecions over $30,000 subject to primary residence, and much more.
medical underwriing approval) You’ll receive telephone advice and
X Spouses—coverage available up to a maximums of $30,000 subject to oice consultaions with a network
atorney of your choice. Coverage
medical underwriing approval under the group legal plan is provided
X Children—coverage available up to a maximum of 50% of employee to you, your spouse/domesic partner,
only elecion and your children.
In addiion, the Group Accident insurance plan helps ofset your out-of-
pocket expenses in the event of an accident, such as copays, coinsurance, If you enroll in any of the voluntary
and other medical expenses. You may elect the following Group Accident group beneits, you’ll pay the full cost
insurance (without any need to provide proof of good health). of your coverage by payroll deducion
based on the coverage you elect.
X Employee—up to $50,000
X Spouse—$25,000 Did You Know?
X Child(ren)—$5,000 An unintenional-injury death occurs every four
X $50 wellness credit if received annual physical minutes and a disabling injury every second, and
88% of heart atack vicims under age 65 are able
to return to their usual work (Source: 2009 Heart
and Stroke Staisical Update, American Heart
Associaion).
23
