Page 22 - 2015 DAN-Dentsu New Hire Guide
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Beneits Enrollment
Voluntary Group Beneits
Critical Illness, Group Accident, and Hospital
Insurance
Important! You may only elect coverage under a voluntary
group benefit plan during your Initial Enrollment period by The Hospital Insurance program pays
accessing the enrollment page at www.DANbenefitsplus.com a cash beneit to you for covered
If you’re concerned about the inancial impact large medical expenses can hospital stays, outpaient surgery costs,
have on you and your family if you or they are diagnosed with a serious intensive care stays, and post hospital
illness or sustain a serious injury, consider enrolling for Criical Illness, skilled nursing facility care. This cash
Group Accident, or Group Hospital Insurance coverage from AFLAC. payment can be used however you
choose. For more informaion on
The Criical Illness group plan pays a lump-sum beneit if a covered person the group voluntary plans visit www.
is diagnosed with a heart atack, stroke, cancer, or needs coronary artery DANbeneitsplus.com.
bypass surgery or a major organ transplant. It can help cover out-of-pocket
medical expenses for treatments that aren’t covered by your medical plan MetLaw Legal Plan
such as deducibles and coinsurance.
Another group plan you may consider
You may choose group Criical Illness insurance as follows: joining is the group legal plan, which is
administered by MetLife.
X Employees—can be elected in increments of $5,000 up to $50,000
($30,000 is guaranteed issue, any elecions over $30,000 subject to This plan helps you resolve a wide
medical underwriing approval) range of issues such as personal will
X Spouses—coverage available up to a maximums of $30,000 subject to preparaion, purchase or sale of a
primary residence, and much more.
medical underwriing approval You’ll receive telephone advice and
X Children—coverage available up to a maximum of 50% of employee oice consultaions with a network
only elecion atorney of your choice. Coverage
In addiion, the Group Accident insurance plan helps ofset your out-of- under the group legal plan is provided
pocket expenses in the event of an accident, such as copays, coinsurance, to you, your spouse/domesic partner,
and other medical expenses. You may elect the following Group Accident and your children.
insurance (without any need to provide proof of good health).
If you enroll in any of the voluntary
X Employee—up to $50,000 group beneits, you’ll pay the full cost
X Spouse—$25,000 of your coverage by payroll deducion
X Child(ren)—$5,000 based on the coverage you elect.
X $50 wellness credit if received annual physical Did You Know?
An unintenional-injury death occurs every four
minutes and a disabling injury every second, and 88%
of heart atack vicims under age 65 are able to return
to their usual work (Source: 2009 Heart and Stroke
Staisical Update, American Heart Associaion).
22
Voluntary Group Beneits
Critical Illness, Group Accident, and Hospital
Insurance
Important! You may only elect coverage under a voluntary
group benefit plan during your Initial Enrollment period by The Hospital Insurance program pays
accessing the enrollment page at www.DANbenefitsplus.com a cash beneit to you for covered
If you’re concerned about the inancial impact large medical expenses can hospital stays, outpaient surgery costs,
have on you and your family if you or they are diagnosed with a serious intensive care stays, and post hospital
illness or sustain a serious injury, consider enrolling for Criical Illness, skilled nursing facility care. This cash
Group Accident, or Group Hospital Insurance coverage from AFLAC. payment can be used however you
choose. For more informaion on
The Criical Illness group plan pays a lump-sum beneit if a covered person the group voluntary plans visit www.
is diagnosed with a heart atack, stroke, cancer, or needs coronary artery DANbeneitsplus.com.
bypass surgery or a major organ transplant. It can help cover out-of-pocket
medical expenses for treatments that aren’t covered by your medical plan MetLaw Legal Plan
such as deducibles and coinsurance.
Another group plan you may consider
You may choose group Criical Illness insurance as follows: joining is the group legal plan, which is
administered by MetLife.
X Employees—can be elected in increments of $5,000 up to $50,000
($30,000 is guaranteed issue, any elecions over $30,000 subject to This plan helps you resolve a wide
medical underwriing approval) range of issues such as personal will
X Spouses—coverage available up to a maximums of $30,000 subject to preparaion, purchase or sale of a
primary residence, and much more.
medical underwriing approval You’ll receive telephone advice and
X Children—coverage available up to a maximum of 50% of employee oice consultaions with a network
only elecion atorney of your choice. Coverage
In addiion, the Group Accident insurance plan helps ofset your out-of- under the group legal plan is provided
pocket expenses in the event of an accident, such as copays, coinsurance, to you, your spouse/domesic partner,
and other medical expenses. You may elect the following Group Accident and your children.
insurance (without any need to provide proof of good health).
If you enroll in any of the voluntary
X Employee—up to $50,000 group beneits, you’ll pay the full cost
X Spouse—$25,000 of your coverage by payroll deducion
X Child(ren)—$5,000 based on the coverage you elect.
X $50 wellness credit if received annual physical Did You Know?
An unintenional-injury death occurs every four
minutes and a disabling injury every second, and 88%
of heart atack vicims under age 65 are able to return
to their usual work (Source: 2009 Heart and Stroke
Staisical Update, American Heart Associaion).
22
