Page 22 - Harvard Maintenance Corporate 2022 Benefits Guide
P. 22
Calendar Year 2022
Benefits Enrollment
Disability—Short Term (STD) and Long Term (LTD)
What are the Costs for State Disability Insurance
Benefits? Several states ofer a State Disability Insurance (SDI) program.
The employee cost is If you become disabled due to an accident or illness, you may be
personally calculated for entitled to receive beneits under the SDI program. This beneit
you once you log into the will integrate with that state plan .
online beneits portal at
enroll.beneitsconnect.net/ For more information, please visit your state government website .
myharvardbeneits .
STD Beneits—Guardian
Even with careful saving and Monthly Beneit 60% of weekly earnings
planning, most people count Maximum Beneit $2,000 weekly
on a steady paycheck to Duration of Beneit 24 weeks
cover their monthly expenses . Waiting Period 14 days/beneit begins on the ifteenth day
3 months look-back;
Unfortunately, it only takes Pre-Existing Conditions 12 months after exclusion
a brief time away from work Eligible for Coverage All full-time employees
to upset the balance . You Contributions Harvard will pay 75% of this cost and you will be
can protect the income you responsible for the remaining 25%
depend on with disability
insurance . If you need to The above information is a summary only . Please refer to your evidence of coverage for complete
details of plan beneits, limitations, and exclusions.
take time of to recover from
an illness or injury, disability LTD Beneits—MetLife
insurance from Guardian or Monthly Beneit 60% of monthly earnings
MetLife may provide a portion Maximum Beneit $10,000 monthly
of lost income for a period Duration of Beneit Reducing beneit duration
of time, helping alleviate the with Social Security normal retirement age
inancial hardship and cover Waiting Period 180 days
regular expenses-from paying Pre-Existing Conditions 3 months look-back;
rent to buying groceries . 12 months after exclusion
Eligible for Coverage All full-time employees
Contributions This coverage is 100% paid by the employee
The above information is a summary only . Please refer to your evidence of coverage for complete
details of plan beneits, limitations, and exclusions.
22
Benefits Enrollment
Disability—Short Term (STD) and Long Term (LTD)
What are the Costs for State Disability Insurance
Benefits? Several states ofer a State Disability Insurance (SDI) program.
The employee cost is If you become disabled due to an accident or illness, you may be
personally calculated for entitled to receive beneits under the SDI program. This beneit
you once you log into the will integrate with that state plan .
online beneits portal at
enroll.beneitsconnect.net/ For more information, please visit your state government website .
myharvardbeneits .
STD Beneits—Guardian
Even with careful saving and Monthly Beneit 60% of weekly earnings
planning, most people count Maximum Beneit $2,000 weekly
on a steady paycheck to Duration of Beneit 24 weeks
cover their monthly expenses . Waiting Period 14 days/beneit begins on the ifteenth day
3 months look-back;
Unfortunately, it only takes Pre-Existing Conditions 12 months after exclusion
a brief time away from work Eligible for Coverage All full-time employees
to upset the balance . You Contributions Harvard will pay 75% of this cost and you will be
can protect the income you responsible for the remaining 25%
depend on with disability
insurance . If you need to The above information is a summary only . Please refer to your evidence of coverage for complete
details of plan beneits, limitations, and exclusions.
take time of to recover from
an illness or injury, disability LTD Beneits—MetLife
insurance from Guardian or Monthly Beneit 60% of monthly earnings
MetLife may provide a portion Maximum Beneit $10,000 monthly
of lost income for a period Duration of Beneit Reducing beneit duration
of time, helping alleviate the with Social Security normal retirement age
inancial hardship and cover Waiting Period 180 days
regular expenses-from paying Pre-Existing Conditions 3 months look-back;
rent to buying groceries . 12 months after exclusion
Eligible for Coverage All full-time employees
Contributions This coverage is 100% paid by the employee
The above information is a summary only . Please refer to your evidence of coverage for complete
details of plan beneits, limitations, and exclusions.
22
