Page 2 - 2016 Open Enrollment
P. 2
Table of Contents
Eligibility and Enrollment ....................3 Life and Disability Coverage .................17
Medical Coverage .........................5 Employee Assistance Program (EAP) ...........19
Dental Coverage .........................8 401(k) Retirement Savings Plan .............20
Vision Coverage ..........................9 New Voluntary Coverages ..................21
Employee Contributions ....................10 Contact Information ......................25
Tax-Favored Savings Accounts ...............12
It is once again time to make some important
decisions regarding your family’s insurance
needs. F+W is holding annual enrollment from
November 2 to November 13. This is your
opportunity to evaluate your existing beneits
package and consider new options for coverage
in 2016.
We encourage you to take time to review your
current beneit elections and make changes
if needed for 2016. Unless you experience a
qualifying life event, the decisions you make
during this enrollment opportunity are in place
for the entire plan year.
F+W is making a change to eligibility this year
and rolling out several new coverages. In this
newsletter you will ind information on both of
these items, as well as information on all other
lines of coverage. Please read and review the
open enrollment guide thoroughly.
2
2016 Open Enrollment
Eligibility and Enrollment ....................3 Life and Disability Coverage .................17
Medical Coverage .........................5 Employee Assistance Program (EAP) ...........19
Dental Coverage .........................8 401(k) Retirement Savings Plan .............20
Vision Coverage ..........................9 New Voluntary Coverages ..................21
Employee Contributions ....................10 Contact Information ......................25
Tax-Favored Savings Accounts ...............12
It is once again time to make some important
decisions regarding your family’s insurance
needs. F+W is holding annual enrollment from
November 2 to November 13. This is your
opportunity to evaluate your existing beneits
package and consider new options for coverage
in 2016.
We encourage you to take time to review your
current beneit elections and make changes
if needed for 2016. Unless you experience a
qualifying life event, the decisions you make
during this enrollment opportunity are in place
for the entire plan year.
F+W is making a change to eligibility this year
and rolling out several new coverages. In this
newsletter you will ind information on both of
these items, as well as information on all other
lines of coverage. Please read and review the
open enrollment guide thoroughly.
2
2016 Open Enrollment
