Page 8 - 2015 CBRY Enrollment Guide
P. 8
2015 Beneit Guide
Your HRA Plan Option
We continue to offer the HRA medical Health Reimbursement Accounts at a Glance
plan option as part of our comprehensive The chart below outlines some of the speciics regarding an HRA.
medical beneits package.
Who can contribute? ASARCO
The HRA is an account that is established How much is contributed? For 2015, ASARCO will contribute up to $750
and funded by ASARCO on your behalf. for employee only coverage, and up to $1,500
ASARCO funds the account based on for Employee + Spouse coverage
completion of speciic wellness activities When are funds contributed Your account will be funded soon after
to my HRA?
completion of each speciic wellness activity
by you and/or your spouse. What can I use the money It will be applied towards services subject to
for? the deductible and coinsurance expenses
The 2015 wellness activities and Who owns the money in the ASARCO
funding include: HRA? Medical claims, subject to the deductible
How are expenses paid?
X Completion of the Vitality Health and coinsurance expenses, are automatically
paid irst from the HRA until the funds are
Review (VHR)—$100 exhausted; then, you pay any remaining
expenses until you reach the annual out-of-
X Completion of the Vitality Check pocket maximum
(biometric screening)—$200 Can I roll over unused Yes; all unused money in your HRA at the end
of the year will automatically roll over to the
dollars from year to year?
X Non-tobacco use or completion of next year
one of the Vitality online tobacco How can I check my HRA Visit www.umr.com, select Members and use
balance?
your member ID to log in and track your
cessation courses for current medical claims and HRA balance
tobacco users—$150 Does the money earn No
X Reaching Gold Vitality interest? No
Can I take the unused
status—$300 balance with me?
Must I report my HRA on No, your HRA is part of the medical plan
You and your spouse can complete the my federal income tax
form?
wellness activities during 2015 and have
the potential to each earn up to $750. The
maximum an employee and spouse can
earn is $1,500. These funds can be used
to help satisfy your annual deductible and
coinsurance expenses for you, and any
covered dependents. HRA funds can not
be used towards medical or prescriptions
copays.
8
Your HRA Plan Option
We continue to offer the HRA medical Health Reimbursement Accounts at a Glance
plan option as part of our comprehensive The chart below outlines some of the speciics regarding an HRA.
medical beneits package.
Who can contribute? ASARCO
The HRA is an account that is established How much is contributed? For 2015, ASARCO will contribute up to $750
and funded by ASARCO on your behalf. for employee only coverage, and up to $1,500
ASARCO funds the account based on for Employee + Spouse coverage
completion of speciic wellness activities When are funds contributed Your account will be funded soon after
to my HRA?
completion of each speciic wellness activity
by you and/or your spouse. What can I use the money It will be applied towards services subject to
for? the deductible and coinsurance expenses
The 2015 wellness activities and Who owns the money in the ASARCO
funding include: HRA? Medical claims, subject to the deductible
How are expenses paid?
X Completion of the Vitality Health and coinsurance expenses, are automatically
paid irst from the HRA until the funds are
Review (VHR)—$100 exhausted; then, you pay any remaining
expenses until you reach the annual out-of-
X Completion of the Vitality Check pocket maximum
(biometric screening)—$200 Can I roll over unused Yes; all unused money in your HRA at the end
of the year will automatically roll over to the
dollars from year to year?
X Non-tobacco use or completion of next year
one of the Vitality online tobacco How can I check my HRA Visit www.umr.com, select Members and use
balance?
your member ID to log in and track your
cessation courses for current medical claims and HRA balance
tobacco users—$150 Does the money earn No
X Reaching Gold Vitality interest? No
Can I take the unused
status—$300 balance with me?
Must I report my HRA on No, your HRA is part of the medical plan
You and your spouse can complete the my federal income tax
form?
wellness activities during 2015 and have
the potential to each earn up to $750. The
maximum an employee and spouse can
earn is $1,500. These funds can be used
to help satisfy your annual deductible and
coinsurance expenses for you, and any
covered dependents. HRA funds can not
be used towards medical or prescriptions
copays.
8
