Page 4 - 2016 Nortek Enrollment Guide Kaiser
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Your Benefit Options
2016 Changes


„ New Virtual Visits Beneit
available Key Benefit Features
„ We have two health insurance carriers to choose from in our
… HRA Plan Virtual Visits Beneit
is a $20 in-network copay medical program; our account-based plans are offered through
… HSA Plan Virtual Visits Beneit UnitedHealthcare and the medical plans are based on United’s
is subject to deductible and Choice Plus Network; our HMO option is offered through Kaiser
coinsurance Permanente
„ Spouse eligibility is limited to legal „ The UHC “account-based” plans help you better manage your
spouses only; same sex domestic healthcare costs and needs
partners currently covered
under the plan will be allowed „ The UHC plans recognize and reward healthy lifestyles; in-network
to continue their coverage for a preventive care is covered at 100 percent and you can earn company
one year grace period ending paid dollars toward your beneit coverage
12/31/2016
„ When you participate in the wellness program in 2016, you are eligible
„ Composite illings and dental to receive a contribution toward your HRA or HSA account from
implants are covered services
under the dental plan Nortek; if you have individual coverage you can earn up to $700
and if you have family coverage you and your spouse can earn up to
„ Dependent eligibility audit coming $1,400
in 2016
„ We partnered with Vitality to help us better reward and empower your
„ Leave of absence administration positive lifestyle changes
moving to The Standard; more
details included in this guide
Nortek Offers Four Levels Of Coverage
„ Premium rates are tied to your „ Employee only
engagement status in the
wellness program „ Employee plus spouse *
„ Employee plus child or children

„ Employee plus family

* Beginning 1/1/16, eligibility will be restricted to legal spouses only. However, same sex
domestic partners currently covered under the plan will be allowed to continue their
coverage for a one year grace period ending 12/31/16.

















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