Page 15 - My FlipBook
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Americare
Short Term Disability
Short Term Disability (STD) through Guardian provides you with a Short Term
percentage of your weekly income while you are out of work following Disability
a non-work related accident or illness.
The cost of the plan is paid on a post-tax basis so beneits will be paid
tax-free.
Option 1 Option 2
Coverage amount 60% of salary to a 60% of salary to a
maximum $1,500 per maximum $1,500 per
week week
Maximum payment period 24 weeks 11 weeks
(maximum length of time
you can receive disability
beneits)
Minimum work hours per 30 hours 30 hours
week
Pre-existing condition 3 month look back 3 month look back
exclusion period, 12 month period, 12 month
exclusion period exclusion period
Beneit Start Date
Accident beneit Begins on 15th day Begins on 15th day
Illness beneit Begins on 15th day Begins on 15th day
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Short Term Disability
Short Term Disability (STD) through Guardian provides you with a Short Term
percentage of your weekly income while you are out of work following Disability
a non-work related accident or illness.
The cost of the plan is paid on a post-tax basis so beneits will be paid
tax-free.
Option 1 Option 2
Coverage amount 60% of salary to a 60% of salary to a
maximum $1,500 per maximum $1,500 per
week week
Maximum payment period 24 weeks 11 weeks
(maximum length of time
you can receive disability
beneits)
Minimum work hours per 30 hours 30 hours
week
Pre-existing condition 3 month look back 3 month look back
exclusion period, 12 month period, 12 month
exclusion period exclusion period
Beneit Start Date
Accident beneit Begins on 15th day Begins on 15th day
Illness beneit Begins on 15th day Begins on 15th day
15
